Insurance Cover

Home Insurance Cover

All of our vehicles are fully insured (Full License Required) and this is included in your daily rental. However please be aware that in NZ 3rd party insurance cover is not compulsory. Unfortunately, this means if an uninsured driver hits you, it can be a lengthy & major exercise to recover your excess. We strongly advise all our clients to take some form of excess waiver to reduce the risks involved.

Also in line with all other Rental Companies, you are liable for the excess no matter who is at fault. Single vehicle accidents,accidents caused by reckless or dangerous driving attracts a minimum $2500 excess.

If you take our $0 excess waiver you will automatically be covered for accidents.

INSURANCE EXCESS WAIVER OPTIONS

Comprehensive Insurance is included in the daily cost of the vehicle with a Standard excess from NZ$2500 including GST.  (A bond will be pre-authorised against your credit card if you choose not to purchase an excess waiver)

Full License Required for all insurance.

 

INSURANCE OPTIONS

Budget & Intermediate
PEACE OF MIND - Minimum Risk
$20per day
  • Excess $0.00
  • Bond $0.00
ASSURED - Reduced Risk
$15per day
  • Excess $500.00
  • Bond $500.00
BASIC - Maximum Risk
$0per day
  • Excess $2500.00
  • Bond $2500.00
SUV & Premium
PEACE OF MIND - Minimum Risk
$24per day
  • Excess $0.00
  • Bond $0.00
ASSURED - Reduced Risk
$19per day
  • Excess $500.00
  • Bond $500.00
BASIC - Maximum Risk
$0per day
  • Excess $3000.00
  • Bond $3000.00
People Movers & Luxury
PEACE OF MIND - Minimum Risk
$29per day
  • Excess $0.00
  • Bond $0.00
ASSURED - Reduced Risk
$24per day
  • Excess $500.00
  • Bond $500.00
BASIC - Maximum Risk
$0per day
  • Excess $3500.00
  • Bond $3500.00

 

IMPORTANT THINGS YOU SHOULD BE AWARE OF WITH ANY INSURANCE OPTION

  • The excess amount will be pre-authorised on the hirers credit card at the commencement of the rental.
  • You are responsible for the excess amount in the event of damage regardless of who is at fault. Our insurers will try and recover the excess from the other party if they are deemed to be at fault, however as insurance it is not compulsory is New Zealand this is not always possible.
  • The excess must be paid at the time of the accident regardless of cover provided by an independent travel insurance policy. In this case you will need to claim the excess back from your insurers.
  • Tyres and Windscreens are not covered with any insurance unless this added protection is taken.

 

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